By law, the SNCI is entrusted with a mission of general interest which aims to contribute to the achievement of Luxembourg’s economic policies, via its financing activity (direct and indirect) of commercial companies. As a banking establishment under public law, it enjoys its own legal personality.  

While ensuring the sustainability of its activities, the SNCI is a complementary player to the private players that it brings together both in terms of public and private “financing” and “skills” (including intra-public) aspects, so as to maximize the impact of its action and create leverage effects.

The activity of the SNCI consists of promoting access to financing for Luxembourg companies and especially SMEs.

The Bank therefore offers four loan financing programs – proStart; proDevelop; proInnovate; proTransfer which are aimed at different company projects at different stages of their life.

The SNCI also invests in investment funds of strategic importance for the development and diversification of the Luxembourg economy, an activity which contributes to broadening the sources of financing available to Luxembourg companies.

Finally, the SNCI fulfills its public mission by being a shareholder of commercial companies which are the basis of the economic development of the country (in particular the energy, communications and transport sectors) – with the competitiveness, sustainability and resilience of the economy in general as goals.

Together with its partners, SNCI contributes to the sustainable diversification of the Luxembourg economy through the development of key strategic sectors identified by the Government, such as: CyberTech & FinTech, DeepTech (AI/Quantum/Robotics), Energy & CleanTech, HealthTech, Mobility & Smart Cities, SpaceTech, Sustainability & GreenTech and IoT & digital assets.

You will find attached the documents containing the law establishing a National Credit and Investment Company and the Grand-Ducal regulations setting the general conditions for equipment credits and medium and long-term loans.